What’s Scarier: An Island of Snakes, or Not Having Life Insurance? #GenworthUSA

I consider myself to be pretty adventurous — I even have a goal of traveling to every continent one day. But, as much as I love to travel and explore new places, there are a few that I can’t conceivably imagine I’d ever visit.

Besides the obvious destinations in the middle east, here are five places that you’d have to pay me big bucks (and take out a hefty life insurance policy) to get me to step foot on:

Komodo Island, Indonesia

I have great aspirations to take my family to Southeast Asia one day; however, one of the islands we definitely won’t be visiting is Komodo Island, Indonesia. You might recall that this is the island of dragons … Kimodo Dragons! These giant lizards (the biggest on Earth) aren’t a friendly bunch, and the island is swarming with them. One bite and your vacation is officially over.

Papua New Guinea

Up until last week, I was totally naive to the state of  Papua New Guinea. I assumed that much like its neighbors, Australia and New Zealand, that it was a peaceful place in the South Pacific — Oh how wrong I could be! PNG is filled with culturally diverse and remote villages (speaking an estimated 841 different languages). For reasons unknown to me, women are not valued, and are often to blame for the illness and hardships that are faced among their people. You’ll just have to take my word on this one…

Snake Island, Brazil

The one animal that creeps me the most out is a snake. So when there’s an island called “Snake Island”, it’s probably best avoided by someone like me. Snake Island, located off the southeastern corner of Brazil, is home to the Golden Lancehead Viper — one of the most venomous snakes in the world. To that I say, no thank you!

Cruising the Seychelles

If you’re a reader of this blog, you know how much I love to cruise. I can’t think of many cruises I would avoid sailing, but if I’d have to pick one, it would be anything that sails near the Seychelles — an area of islands in the Indian Ocean off the coast of Somalia. When you hear about modern-day pirates, this is usually where you’ll find them. Let’s just say the only pirate I ever want to run into is Johnny Depp…

Chernobyl

Quick history lesson: The Chernobyl Nuclear Power Plant in Ukraine was the site of the catastrophic nuclear plant accident in 1986. You would think this would be a no-brainer not to visit, but Chernobyl is becoming an increasing popular tourist destination. When tours are available, radiation levels are supposedly checked — but I’m not sure I would risk it to visit the abandoned city of Pripyat.

The Importance of Life Insurance

In all seriousness, as scary and dangerous as these places might be, nothing should be more scary than not having life insurance. I wouldn’t travel ANYWHERE without it. And it’s not only important for travelers. Life insurance is essential for everyone, especially women. It’s estimated that 43% of working women don’t carry life insuranceImagine what the percentage is for moms who stay at home! Whether you work or not, life insurance is there as a safety net to take care of your family in your absence. It can help cover a mortgage, debt, and other miscellaneous expenses that you just don’t think about.

Setting up a life insurance policy is easier than you think. Genworth knows the in’s and out’s of insurance and breaks down the differences between Universal, Term and Whole Life Insurance, so it’s easy to understand. Genworth Financial also has a handy Budget Calculator to see how much life insurance you need to cover your family–

It’s always hard to think about the future for your family when it comes to the what if’s– The reality is, no one knows when their time is up, and accidents can happen anywhere. It took me traveling alone, for work, to realize what my family would do if something happened to me. Life insurance is there to protect the people you love most.

Do you have life insurance?

This post is made possible by Genworth Financial and Brandfluential. All opinions are my own.

Comments

  1. says

    Love it! Great post. And yeah, I don’t think I’d step foot on any of those islands. Snakes, dragons and pirates are not my idea of a vacation!

  2. says

    Oh heavens, Chernobyl scares me the most of all those places. That’s an excellent point about not traveling without life insurance. I seriously would not have thought of the implications until you mentioned them.

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