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Arrange half of tortillas chips on large serving platter; top with half of refried beans, black beans, corn, cheese and pico de gallo. Repeat with these ingredients.
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Top with guacamole, jalapeños, olives and sour cream.
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To serve warm, preheat oven to 425°F. Arrange mixture on large cookie sheet. Heat 10 minutes or until cheese is melted. Top with remaining ingredients as above.